[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.guding.cz\/lze-si-vzit-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.guding.cz\/lze-si-vzit-pujcku\/","headline":"Lze si vz\u00edt p\u016fj\u010dku","name":"Lze si vz\u00edt p\u016fj\u010dku","description":"V soukrom\u00e9m podnik\u00e1n\u00ed n\u011bkdy v\u0161echno funguje tak, jak tomu m\u00e1 b\u00fdt, a pak je to pochopiteln\u011b radost. \u010clov\u011bku jde pr\u00e1ce od ruky a sou\u010dasn\u011b si…","datePublished":"2021-06-21","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.guding.cz\/author\/#Person","name":"","url":"https:\/\/www.guding.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/48db5b3634ed7a3f1f89bca90f0a2521b0bb3970d57e3653d258d10b0f31fdf3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"guding.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.guding.cz\/wp-content\/uploads\/polsk%C3%A9%20pen%C3%ADze_10.jpg","url":"https:\/\/www.guding.cz\/wp-content\/uploads\/polsk%C3%A9%20pen%C3%ADze_10.jpg","height":0,"width":0},"url":"https:\/\/www.guding.cz\/lze-si-vzit-pujcku\/","about":["Finance"],"wordCount":438,"articleBody":"   V soukrom\u00e9m podnik\u00e1n\u00ed n\u011bkdy v\u0161echno funguje tak, jak tomu m\u00e1 b\u00fdt, a pak je to pochopiteln\u011b radost. \u010clov\u011bku jde pr\u00e1ce od ruky a sou\u010dasn\u011b si i vyd\u011bl\u00e1, a co v\u00edc by si n\u011bkdo takov\u00fd mohl p\u0159\u00e1t?Jen\u017ee nic netrv\u00e1 v\u011b\u010dn\u011b, ani konjuktura ne. A proto se n\u011bkdy da\u0159it p\u0159estane, co\u017e je prov\u00e1zeno bohu\u017eel i nedostate\u010dn\u00fdmi zisky. A to \u2013 jak se mnou ur\u010dit\u011b budete souhlasit \u2013 nen\u00ed d\u016fvod k radosti. Proto\u017ee nen\u00ed-li dost pen\u011bz, m\u016f\u017ee se \u017eivot n\u00e1ramn\u011b zkomplikovat.A jak se s nedostatkem pen\u011bz vypo\u0159\u00e1dat, kdy\u017e se je nepoda\u0159\u00ed vyd\u011blat? Jak zvl\u00e1dnout finan\u010dn\u00ed t\u00edse\u0148, kter\u00e1 m\u016f\u017ee na soukrom\u00e9ho podnikatele dolehnout prakticky kdykoliv?Nejde-li to jinak, m\u016f\u017ee se vyu\u017e\u00edt i n\u011bjak\u00e1 ta p\u016fj\u010dka. \u010clov\u011bk se m\u016f\u017ee obr\u00e1tit na n\u011bkterou finan\u010dn\u00ed instituci, po\u017e\u00e1dat tu o p\u016fj\u010den\u00ed a po\u010dkat, a\u017e mu tu vyhov\u00ed. Nebo sp\u00ed\u0161e trnout, zda mu tu vyhov\u00ed. Proto\u017ee p\u016fj\u010dky se nerozd\u00e1vaj\u00ed na potk\u00e1n\u00ed, s t\u011bmi je to slo\u017eit\u011bj\u0161\u00ed.Na p\u016fj\u010dku m\u00e1 jist\u00fd n\u00e1rok obvykle jenom ten, kdo je na tom po ekonomick\u00e9 str\u00e1nce v\u0161estrann\u011b dob\u0159e. Ten, kdo m\u00e1 velk\u00e9 p\u0159\u00edjmy, \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a dal\u0161\u00ed p\u0159ednosti, tu pen\u00edze bez v\u011bt\u0161\u00edch probl\u00e9m\u016f dostane. Ale co ten, kdo takto bonitn\u00ed nen\u00ed? Ten m\u00e1 obvykle sm\u016flu.Ov\u0161em ani ten nemus\u00ed m\u00edt sm\u016flu v\u017edycky. Proto\u017ee je posuzov\u00e1n\u00ed \u017eadatel\u016f o p\u016fj\u010dky sice p\u0159\u00edsn\u00e9, ale ne v\u017edy a ne v\u0161ude. T\u0159eba takov\u00e1 nebankovn\u00ed americk\u00e1 hypot\u00e9ka se d\u00e1 z\u00edskat docela snadno a rychle. Sta\u010d\u00ed, kdy\u017e m\u00e1 \u010dlov\u011bk nemovitost, kterou by se za takovou p\u016fj\u010dku zaru\u010dil, sta\u010d\u00ed, kdy\u017e m\u00e1 p\u0159\u00edjmy dosta\u010duj\u00edc\u00ed ke spl\u00e1cen\u00ed, a pak tu tento usp\u011bje i tehdy, kdy\u017e m\u00e1 dejme tomu n\u011bjak\u00fd men\u0161\u00ed z\u00e1znam v registrech \u010di rovn\u011b\u017e nevelk\u00fd p\u0159\u00edjem.U nebankovn\u00ed hypot\u00e9ky se tedy usp\u011bje daleko sn\u00e1ze ne\u017e n\u011bkde v bance. A nejen to. \u010clov\u011bku tu nastav\u00ed parametry takov\u00e9 p\u016fj\u010dky tak, aby se s n\u00ed zvl\u00e1dnul vypo\u0159\u00e1dat, p\u016fj\u010d\u00ed mu rychle a tak\u00e9 v\u00fdhodn\u011b. A to je p\u0159ece to nejd\u016fle\u017eit\u011bj\u0161\u00ed. Proto\u017ee teprve pot\u00e9, co se takov\u00e1 p\u016fj\u010dka z\u00edsk\u00e1, lze zase norm\u00e1ln\u011b \u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lze si vz\u00edt p\u016fj\u010dku","item":"https:\/\/www.guding.cz\/lze-si-vzit-pujcku\/#breadcrumbitem"}]}]